Are there any free medical alert systems ?
Over the last several months of researching medical alert systems for my elderly mom, and I had a look at how you could get a medical alert system for free, or find funding if you really couldn’t afford one at all.
So, Are there any free medical alert systems ? Yes there are, but it is not very easy to get them. There are possibilities with Medicare Advantage Plans (Medicare Part C), Medicaid HCBS waivers , Managed Care Programs and more.
There is one company who through a donation system offers medical alert systems to people who are really financially in need. And another company offers them to veterans.
Assistive Technology Services offer a free medical alert device to those in need !
I was absolutely staggered to find that the company Assistive Technology Services, who sell a range of medical alert systems, have an on-going project of providing medical alert devices to people who really cannot afford one themselves.
As I understand it, the system works through the kindness of donations made to Assistive Technology Services, to which the company then adds their contribution. For each $1 donated they donate $1.50, and so $2.50 goes towards giving someone a free unmonitored medical alert system.
If you wish to apply to be a recipient you can go to the link below –
Disclaimer: I have absolutely no links whatsoever with this company and have never discussed any of this with the company. I simply came across this on their website while doing my research. The company sells a whole range of unmonitored medical alert systems and devices.
Free mobile medical Alert for veterans
According to LiveLife LLC, Veterans can get their LiveLife Mobile Alarm for free. It is an unmonitored mobile pendant alarm which sends alerts to the users contacts. It has GPS Location Tracking, GEO Fencing (alerts when the wearer leaves a specified area), Automatic Fall Detection, Two way Talk communication and an SOS button.
You can follow this link to their website for instructions on how to get the free medical alert here
Can I get Medicare to pay for my medical alert system ?
Medicare Parts A and B will not pay for medical aert systems, which they refer to as PERS – Personal Emergency Response Services.
But, as of 2019, it is possible that the elderly may be able to procure a medical alert system through Medicare Advantage, also known as Medicare Part C.
Taken from Medicare.gov site –
“Medicare Advantage Plans, sometimes called “Part C” or “MA Plans,” are an “all in one” alternative to Original Medicare. They are offered by private companies approved by Medicare. If you join a Medicare Advantage Plan, you still have Medicare. These “bundled” plans include Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance), and usually Medicare prescription drug (Part D).”
Medicare Advantage Plans will be different depending on which state you are in, and who is the provider, so if you have a Medicare Advantage Plan you need to contact your provider to see if they will cover the costs of a medical alert system either fully, or in part.
Will Medicaid pay for my medical alert system ?
Medicaid may well pay for your medical alert system, or a part of it, depending on your circumstances, and which state you live in.
Medicaid Assisted Living Benefits
Medicaid is funded partly by the government and partly by the states.
This means that the states have a certain amount of freedom in how they use the money following the government guidelines.
The Medicaid assisted living help will change by state, as each one has its own policies as to how it assists people in assisted living.
Each state will have its own programs with their own names.
The types of Medicaid program which pay for assisted living are most commonly Medicaid Home and Community Based Services Waivers, 1915 Waivers, and sometimes Medicaid State Plan Programs.
Home and Community Based Services (HCBS)
The Medicaid Home and Community Based Services waivers, or 1915 waivers, are very commonly used for funding medical alert systems.
Some waivers may simply offer a medical alert system as part of the benefit.
It can often be argued that if the medical alert system will make the individual less reliant on the help of carers, that it can reduce the amount of funding needed.
To find out more technical information about the waivers there is in depth information at official Medicaid site –
Find your Medicaid State office
Money Follows The Person
This program helps nursing home residents return to their home, and pays for different technologies which will help them maintain their independence.
Consumer Direction or Self Direction
Self Direction is a Medicaid-based and state financing system designed to provide services to individuals with disabilities, helping them to remain living independently.
Under this program the elderly participants are provided with funding and can choose the type of care they have and what equipment they use – they have a certain degree of autonomy.
You should under this program be able to pick whichever medical alert system you wish to have. If it allows you more independence it may also reduce the amount of hours a carer has to be with you, and thus the amount of funding you require.
To find out more about Medicaid Self Direction click here
Medicaid State Plan PCA Programs (Personal Care Attendant)
Personal Care Attendant Plans are another form of program where the beneficiary has need of help with daily living tasks due to some kind of disability or functional impairment.
The plans vary by state, so the conditions for eligibility will vary also.
These plans may also pay for the expense of a medical alert system.
If I don’t qualify for medicaid are there any other programs ?
State Financial Assistance Programs which are not medical
Yes there are !
There are financial state assistance programs which are available to the elderly who don’t qualify for Medicaid. The intention is to help the elderly remain in their own homes.
Electronic equipment is allowed, and some of the programs specifically mention PERS, and others mention assistive technology.
Help for Veterans
If you are eligible for a VA pension, and you need the help of another person in your daily activities, or if you are housebound, you may be eligible for extra payment. These payments are made in addition to the monthly pension.
You cannot receive the two payments at the same time.
Aid & Attendance
If you require someone to help you with the basic daily activities of everyday living you may qualify.
This benefit may be added to your monthly pension if you are housebound because of a permanent disability.
Veteran Directed Care Program
Previously know as the Veteran-Directed Home and Community Based Services, this program is there to help all veterans at risk of nursing home placement.
This quote is taken from here on the va.gov website
“Veteran-Directed Care is for Veterans who need skilled services, case management, and assistance with activities of daily living (e.g., bathing and getting dressed) or instrumental activities of daily living (e.g., fixing meals and taking medicines); are isolated or their caregiver is experiencing burden.”
The Veteran Directed Care Program (VDC) has eligible veterans managing their own budget, deciding on their own what products and services best suit their needs, and who they hire to provide these. As such if you qualify for this program you should be able to have a medical alert system.
The Aging and Disability Network helps veterans and their families with all the logistics of setting up the different services they require.
The VDC program is available through the Veteran’s Health Administration’s Office of Geriatrics and Extended Care Services.
Veteran’s Affairs Medical Centers (VMACs) decide on eligibility and make the referrals to the Aging and Disability Network Agencies.
To find about about the availability of VDCs where you live you should contact VMACs for more information.
You can find your nearest VA location here
How can I get help working this all out ?
One of the places to start with working all of this out you can talk to your local Area Agency on Aging.
The Area Agency on Aging is involved at all levels with helping create services to help the elderly and the disabled of all ages remain in their home.
There are over 600 Agencies nationwide.
If you wish to locate your local office you can use the locator here
If I don’t qualify for any of the programs do I have any other options ?
Non-monitored Medical Alert Systems
No monthly fee medical alerts – You pay the equipment cost only, as there is no monitoring. It is a one time payment, and the equipment is yours.
If you get a landline system there will be no more charges, as it uses your landline.
If it is a cellular system, and not a landline you will though have to pay for some cellular coverage as the system will need some connection to the network such as a SIM, and this is not free.
In an emergency when the alert is signaled the systems call the phone numbers that you set.
Some systems let you enter 3 phone numbers, and some as many as 10 phone numbers.
Generally, you will be entering the phone numbers of caregivers, family members and neighbors. The medical alert will dial through the numbers in an emergency, until one of the contacts answers their phone.
Some systems don’t allow the user to talk through the device (known as Two-Way Talk), and just send a text message alerting the contacts to your medical emergency. The systems with Two-Way Talk allow you to talk through the handheld device or button with your contacts.
With cellular devices without Two-Way-Talk, and just text messages, the extra charges will be the cheapest.
Non-monitored Medical alert systems divide into two types –
In-home medical alert systems
In-home medical alert systems can use either a landline or a cellular network to make their calls.
The systems are comprised of a base unit and one or two alert buttons which can be worn on the wrist or around the neck.
In an emergency your loved one will press one of the help buttons and it will signal the base station to start making the calls to your preferred emergency contact numbers.
Some systems will also have the option of Automatic Fall Detection – you may prefer this, as systems without it cannot call you for help if the help button is not pressed, and it is not always possible for a person to press the button.
Also note that Fall Detection is not 100% fail proof. 40% of falls are sliding or slumping falls, and these are hard for Fall Detectors to identify, as they rely on impact and speed for detection.
Mobile medical alert systems
Mobile medical alert systems work on cellular networks, which makes them a little bit more expensive. There will be a cost for sending the alerts, and for any conversations on the devices that you may have with your contacts as they use a SIM card. This is not likely to be more than a few dollars a month.
Because these systems are for more active elderly users, and are for anywhere you go, they should come with GPS tracking. This is used to instantly locate where you are, and will be texted to your contacts in an emergency.
The devices will all have an emergency button on them and you simply press that if you have an incident and require assistance.
The system will either send text messages, or if you have Two-Way Talk will connect you with your emergency contacts when one answers their phone.
Some systems have automated voice messages saying there is an emergency and send your location in a text form to the contact who answers.
Automatic Fall Detection either comes on theses devices ro is an extra for a few dollars more.
What are some non-monitored medical alert systems with no monthly fees ?
I have a long article all about 48 different systems for monitoing elderly parents from afar where I deal extensively with the types of monitoring available and a lot of the devices. You can read that here
- SureSafeGO Anywhere -there is a monitored and a non-monitored version
- Guardian Alert 911
- LogicMark Freedom Alert Emergency System
Assistive Technology Systems
- Personal Assistance Voice Dialer II – Amplified medical Alert Telephone with waterproof pendant
- Touch N’ Talk Tow-Way Voice Pendant Emergency Alert
- SkyAngel911 Mobile Emergency Alert System
- Automatic Fall Detection with Two-Way Voice Pendant
- Help Dialler with two Panic Buttons
- Medical Alert A100
- Medical Alert A110
- Medical Alert A120
- Mace Alert 911
- Medical Alert System for Seniors LLR -100
- Medical Alert System for Seniors LLR -110
- Medical Alert System for Seniors LLR -120
- Medical Alert System for Seniors LLR -500
Home8care medical Alert
- Home8Care Medical Alert
- VTech CareLine Home Safety Phone System and Alert Pendant Button
Athena Empowerment Technology
- App – it turns your smartphone into an alert device
- V.ALRT Wearable Button – Works with your smartphone
- LiveLife Mobile medical Alert with Auto Fall Detect, 2 Way Voice & GPS
What mistakes to avoid when buying a non-monitored Medical Alert System ?
Here are a few mistakes to avoid making when you purchase a medical alert system –
- make sure that you test the device you have bought immediately, as you only get 30 days to return them with most companies
- make sure that you are aware of what you are paying for – do you own the equipment or are you leasing it ?
- make sure it’s a non-monitored system if you are buying from a company which sells both monitored and non-monitored medical alert systems
- is any specialist equipment needed for the installation ?
- remember to be aware of what is an added extra before you speak to a sales person
- be clear about how many bits of kit you are getting
- check the volume of the devices when you receive them to make sure you can hear them clearly, especially if it is an in-home system
- make sure the “Help” buttons on the pendants and wristbands are sending the signals to the base station throughout your house – verify the range of the signal
- make sure you can a good number of contacts into the system
- find out if it is a cellular or a landline operated system
- if you are getting a cellular network device, do your research and make sure you have good network coverage in your area
- if you are getting a mobile device be sure you know what the charges are for talking and texting once you have bought the device, as there is going too be a cellular network charge of some kind
If you qualify you can get your medical alert systems paid for, but you are going to have to do some work and contact the different providers concerned
If you can’t qualify for a free medical alert system, and you go down the route of a non-monitored system, remember that the cheaper it is, the less the range the system will have, and the weaker the batteries will be.
You will find that the mobile systems are more expensive than the in-home medical alert systems.
With the non-monitored systems you are relying on your emergency contacts to respond to your medical emergencies, and do so quickly and then to assess the situation and act appropriately. Only you will know if they are able to do that.
The monitored medical alert systems provide a service with operators who are trained to assess the situation and to respond with great speed. The operators will have your medical records on hand to help them. This is why they charge monthly fees – the cheapest for an in-home system starting at around $19.99 / month
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