[et_pb_section fb_built=”1″ admin_label=”Title\/Intro\/Answer” _builder_version=”4.16″ locked=”off” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_row _builder_version=”4.16″ global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||” theme_builder_area=”post_content”][et_pb_text admin_label=”Intro and Answer” _builder_version=”4.16″ global_colors_info=”{}” theme_builder_area=”post_content”]<\/p>\n
Helping an elderly loved one to live safely, and independently in their own home can be complicated, and not least of all costly, especially if you have to make home modifications, but there are a few places that we can look to get grants or loans for this.<\/p>\n
Depending on their eligibility, seniors can get money in the form of grants or loans from the following programs –\u00a0<\/strong><\/p>\n <\/p>\n [\/et_pb_text][et_pb_toggle title=”CONTENTS – Overview & Quick Links” open=”on” open_toggle_text_color=”#005bdb” icon_color=”#005bdb” open_icon_color=”#005bdb” module_id=”#wipelong” _builder_version=”4.16″ _module_preset=”default” title_text_color=”#005bdb” body_ul_font=”||||||||” body_ul_text_color=”#59bdd6″ background_color=”rgba(190,229,247,0.47)” locked=”off” global_colors_info=”{}” theme_builder_area=”post_content”]<\/p>\n State Financial Assistance Programs<\/strong><\/a><\/p>\n USDA Rural development Section 504 Home Repair Program<\/strong><\/a><\/p>\n Veterans-Direct HCBS<\/strong><\/a><\/p>\n Low Income Home Energy Assistance Program<\/a><\/strong><\/p>\n Weatherization Assistance Program<\/strong><\/a><\/strong><\/p>\n Nonprofits offering services<\/strong><\/a><\/p>\n Medicaid Home and Community Based Services Waivers and Programs<\/strong><\/a><\/p>\n [\/et_pb_toggle][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ _module_preset=”default” locked=”off” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_row _builder_version=”4.16″ global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.16″ global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_text admin_label=”Intro and Answer” module_id=”grantsstatefinancial” _builder_version=”4.16″ global_colors_info=”{}” theme_builder_area=”post_content”]<\/p>\n <\/p>\n Some states have non-Medicaid State Financial Assistance Programs<\/strong> which are designed to help the elderly and the disabled to continue living independently in their own homes.<\/p>\n The assistance is in the form of grants or loans to pay for –<\/p>\n <\/p>\n In some states the program is called Nursing Home Diversion Programs <\/strong>as the goal is to keep the elderly and the disabled persons from moving into nursing homes.<\/p>\n To see if your state has a State Financial Assistance Program for the elderly and disabled, you should consult with an Area Agency on Aging.<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ _module_preset=”default” locked=”off” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_row _builder_version=”4.16″ global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.16″ global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_text module_id=”grantsusda” _builder_version=”4.16″ global_colors_info=”{}” theme_builder_area=”post_content”]<\/p>\n <\/p>\n In rural areas, it is possible for elderly adults to get a grant for home modifications.<\/p>\n The USDA allows loans to low-income homeowners to<\/p>\n “repair, improve or modernize their homes or grants to elderly very-low-income homeowners to remove health and safety hazards.<\/em>“<\/p>\n<\/blockquote>\n are allowed by the USDA – source USDA.GOV<\/p>\n The maximum amount of the grant is $7500.00.<\/p>\n And should the house be resold within three years of receipt of the grant, then the grant has to be repaid.<\/p>\n <\/p>\n To qualify for the Section 504 Home Repair program grant, you must –<\/p>\n <\/p>\n <\/p>\n You can make applications year round at your local Rural Development office<\/strong>\u00a0here<\/a><\/strong><\/span><\/p>\n You get advice from a USDA Home loan specialist here.<\/a><\/strong><\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ _module_preset=”default” locked=”off” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_row _builder_version=”4.16″ global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.16″ global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_text module_id=”grantsveterans” _builder_version=”4.16″ global_colors_info=”{}” theme_builder_area=”post_content”]<\/p>\n <\/p>\n The Veterans-Direct HCBS program is for veterans who are at risk of losing their independence and being moved into a nursing home.<\/p>\n The beneficiaries of the program are allocated a budget with which they may purchase what is required for them to maintain their independence.<\/p>\n <\/p>\n Home modifications which are allowed on the program include –<\/p>\n <\/p>\n <\/p>\n [\/et_pb_text][et_pb_text module_id=”grantslow” _builder_version=”4.16″ global_colors_info=”{}” theme_builder_area=”post_content”]<\/p>\n <\/p>\n The program provides assistance to eligible low income households with<\/p>\n “their heating and cooling energy costs, bill payment assistance, energy crisis assistance, weatherization and energy related repairs.”<\/p>\n<\/blockquote>\n Source:\u00a0https:\/\/www.benefits.gov\/benefit\/623<\/a><\/strong><\/p>\n The assistance can be for home modifications which are related to weatherization or energy-related repairs.<\/strong><\/p>\n You can find out if you are eligible and how to apply on the link above.<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ _module_preset=”default” locked=”off” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_row _builder_version=”4.16″ global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.16″ global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_text module_id=”grantsweatherization” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”]<\/p>\n <\/p>\n The elderly can get assistance with modifications to improve a home’s energy efficiency.<\/p>\n The program works on a state level.<\/p>\n On the website for the program you can find a locator tool\u00a0here<\/a><\/strong> to contact you state administrator. <\/p>\n There are other options which exist, such as nonprofit organizations who offer their help and time on building modifications for the elderly and the disabled.<\/p>\n One organization which is working across the US is Rebuilding Together.<\/strong><\/p>\n For those in need, volunteers will offer their time and skills, restoring or modifying their homes.<\/p>\n\n
State Financial Assistance Programs<\/h2>\n
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USDA Rural development Section 504 Home Repair program<\/h2>\n
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Veterans-Direct HCBS<\/h2>\n
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Low Income Home Energy Assistance Program<\/h2>\n
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Weatherization Assistance Program<\/span><\/h2>\n
\n [\/et_pb_text][et_pb_text module_id=”grantsnonprofits” _builder_version=”4.16″ locked=”off” global_colors_info=”{}” theme_builder_area=”post_content”]<\/p>\nNonprofits offering services<\/h2>\n